Spring has arrived – and with it, renewed energy in the Central Coast property market. As flowers bloom and days grow longer, buyer confidence is also blossoming thanks to interest rate cuts, infrastructure upgrades, and a steady stream of new listings. Whether you’re a first-home buyer, investor, or planning a sea change, CoastFin is here to help…
The federal government has released 50,000 new places under the Home Guarantee Scheme for the 2025-26 financial year, giving more Australians the chance to enter the property market sooner. The scheme is designed to support those who often face the biggest challenges breaking into the market – including first home buyers, single parents and…
Trends, Hotspots & Local Insights for First-Home Buyers and Investors Thinking about buying property on the Central Coast in 2025? Whether you’re a first-home buyer ready to step into the market or an investor looking to expand your portfolio, the Coast offers plenty of opportunity – but also some unique considerations. As local mortgage brokers…
Refinancing your home loan can be a smart financial move, especially in a dynamic market. Whether you’re looking to reduce your monthly repayments, access better loan features, or tap into your home’s equity, refinancing can offer several advantages. However, it’s essential to weigh the benefits against the considerations to ensure it’s the right decision for…
As a business owner, managing your finances effectively is crucial for growth and sustainability. One powerful tool at your disposal is asset finance. At CoastFin, we offer tailored finance solutions to help companies like yours thrive. Here’s why asset finance can be a game-changer for your business: 1. Preserve Cash Flow Asset finance allows you to…
Five years on from the start of the covid-19 pandemic, the property market is in a very different place. When the pandemic started, some banks predicted a crash in property prices. Instead, the national median price fell just 1.7%, before rebounding. By March 2025, the national median was 38.4% higher than in March 2020,…
The Reserve Bank of Australia (RBA) announced a reduction in the cash rate from 4.35% to 4.10%. This marks the first rate cut since 2020! The move was widely anticipated, as annual inflation dropped from 3.6% in the September 2024 quarter to 3.2% in December, bringing it closer to the RBA’s target range of 2-3%.…
A key advantage in owning your own home is seeing its value increase – up an average of 21 per cent nationally last year. That increased value can be unlocked by using the equity in your mortgage to finance such things as a granny flat, create a home office, or install a new kitchen or…
The vast majority of home loan customers are currently choosing variable-rate loans over fixed-rate loans. In August 2024, 98% of new loans were variable, while 2% were fixed, according to the most recent data from the Australian Bureau of Statistics. By comparison, in August 2021, when interest rates were at record-low levels, 46%…
One of the great things about constructing your own home is that it can be tailored to your specifications. If you’re interested in building rather than buying your dream home, here’s the process you need to follow: Speak to your broker about your goals, so you can create a finance plan together Buy the land…
